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Why to Insure?

Specialist golf insurance might not be something you’ve considered before. You could have been playing golf all of your life and been lucky enough to never have had an incident. If that’s the case then you’re probably wondering why you should be thinking about golf insurance. So let’s consider the top 3 risks that all golfers face…

If the answer is yes, and let’s be honest, we all do it every now and again, then you can’t guarantee that your next mis-hit won’t hit another golfer, a car, or a building. If that happens then could you afford to pay for the damages? With a specialist golf insurance policy we’ll cover you for up to 60 millions Kč Public Liability, which means you’re covered if you are deemed liable for damages. Read the story of the golfer who was sued for 12 millions Kč after hitting another golfer to understand the potential consequences of a wayward shot.

You’ve probably not ever considered the total value of all your own gear. If you’re like most golfers we know, you’ll have collected it over the years and don’t ever think about the amount of cash you’re then carrying around with you on the course. These days waterproofs could set you back up to 15.000 Kč, not to mention your GPS and electric trolley. Taking all of this into account the average value of a golfer’s gear is over 80.000 Kč. Could you afford to replace yours if it was stolen, lost or damaged? With a specialist golf insurance policy your equipment will be covered against theft, loss and damage and better yet, we’ll replace it on a New-for-Old basis up to 3 years old.

Stray golf balls are an obvious hazard on the golf course and pose the most real threat to golfers. But there’s always the potential for other accidents. We’ve seen many different types of incidents over the years, such as golfers who have been hit in the teeth by a back swing, fallen into bunkers and broken bones and golfers who have been run over by golf buggies. On average 12,400 golf-related injuries require hospital treatment in the UK every year. With our specialist golf insurance policy Personal Accident cover means you could be compensated up to 1.500.000 Kč if you are ever seriously injured on the course.

Other things you’ll be covered against with our specialist golf insurance cover:
  • Club hire replacement
    If you are playing in a tournament and need a replacement set of clubs should your clubs have been lost or stolen.
  • Hole-in-One bar bill cover
    If you’re lucky enough to hit that dream shot we’ll cover the bar bill up to 6.000 Kč.
  • Club subscription reimbursement
    If you’re unable to play golf because of a golf accident we’ll reimburse the cost of your membership fee.
  • Worldwide cover
    If you go abroad to play golf you’ll be covered overseas as well as the CZ.

Plus much more, have a look at our Summary of Insurance page for details of everything included in our specialist golf insurance policy and the full terms of our cover.

Golf Accident